Our Funding Solutions

Cash flow fluctuations are a reality for every business. Our working capital loans provide the liquidity you need to manage payroll, cover operational expenses, and seize time-sensitive opportunities without disrupting your core operations.

We structure each loan around your actual revenue patterns, ensuring repayment terms align with how your business earns — not an arbitrary schedule. Whether you're bridging a seasonal gap or preparing for a growth phase, working capital from Shrob's keeps your business moving forward.

• Flexible terms tailored to your cash flow cycle
• Quick funding for time-sensitive needs
• No collateral required for qualified borrowers
• Transparent fee structure — no hidden costs

Ideal For

• Seasonal businesses
• Businesses awaiting receivables
• Companies preparing for expansion
• Covering unexpected expenses

Ideal For

• Businesses with variable monthly revenue
• Companies prioritizing cash flow flexibility
• Growth-stage businesses
• Owners who prefer not to dilute equity

Revenue-based financing offers a fundamentally different approach to business funding. Instead of fixed monthly payments, your repayment adjusts with your revenue — when business is strong, you pay more; when it's slower, you pay less.

This model gives you breathing room. There's no equity dilution, no board seats to surrender, and no rigid schedule that ignores the realities of running a business. You retain full ownership while accessing the capital you need to grow on your terms.

• Repayment scales with your revenue
• No equity dilution or ownership changes
• Predictable cost of capital
• Works alongside existing financing

Sometimes your business needs capital for a specific goal — opening a new location, launching a product line, hiring key personnel, or investing in marketing that will define your next chapter. Our business funding programs are designed for exactly these moments.

We work with you to understand not just what you need funding for, but why — and then structure a solution that supports your vision without over-leveraging your business. Our approach is consultative, not transactional.

• Funding for expansion, hiring, and growth initiatives
• Structured around your business plan and projections
• Consultative approach from application to funding
• Competitive rates for qualified businesses

Ideal For

• New location openings
• Product line expansion
• Strategic hiring
• Marketing and growth campaigns

Ideal For

• Manufacturing and production
• Construction and contracting
• Transportation and logistics
• Technology and IT infrastructure

The right equipment can transform your business — but the upfront cost shouldn't hold you back. Our equipment financing programs let you acquire the machinery, vehicles, technology, and tools you need while preserving your working capital for day-to-day operations.

We finance both new and used equipment across a wide range of industries. The equipment itself serves as collateral, which often means more favorable terms and a streamlined approval process.

• New and used equipment eligible
• Equipment serves as collateral
• Preserve working capital for operations
• Flexible term lengths to match equipment lifespan